RCI is the world’s biggest vacation exchange platform. Through RCI, timeshare owners can exchange their points and weeks for thousands of other resorts, as well as hotel stays, car rentals, cruises, and more. In short, becoming an RCI member is the best way to make the most of your timeshare ownership. However, membership with RCI brings its own fees and annual dues, which, like timeshare fees and dues, change every year. So, how much are the RCI exchange fee and RCI membership rates in 2024? Well, RCI prices vary depending on how much time you’re exchanging for and whether you have a points- or week-based membership. Moreover, RCI charges additional fees for things like point deposits, transfers, protection, and other services. Overwhelmed? Don’t be! Timeshares Only is here to break it all down. Here’s your guide to the RCI exchange fees for 2024-2025.
- What is RCI?
- RCI Points Exchange Fees 2024-2025
- RCI Weeks Exchange Fees 2022-2023
- RCI Platinum Membership
- RCI Exchange Fee: RCI Points Members and Weeks Members
- RCI Gift Certificate Fee
- What is RCI Last Call and Cruises?
- How to Use RCI Points on Cruises
- Reactivation of Membership
- RCI Gold Crown Resorts
- How to Become a Member of RCI
What is RCI?
RCI is a vacation exchange company created for timeshare owners to get the most out of their timeshare interests. With an RCI membership, owners can deposit and exchange their timeshare points or weeks to stay at other resorts in the network.
There are two types of memberships through RCI: RCI Weeks and RCI Points. Additionally, RCI Points members and RCI Weeks members have the option to upgrade their benefits with Platinum and Gold memberships. If you are an RCI member, you are probably well acquainted with RCI membership fees. RCI is a subscription-based program. This means owners generally make payments in advance for using the services available. In addition to exchange, members can also get benefits for flights through RCI.
External Exchange Vs Internal Exchange
RCI is a third-party external exchange company with thousands of affiliated resorts around the world. However, some timeshare brands offer their own internal exchange programs. Internal exchange allows owners of points and weeks to exchange their ownership for other timeshares in their resort family. Additionally, internal exchange programs may allow owners to exchange their resort stays for hotel stays. Companies with internal exchange programs include Hilton Grand Vacations, Wyndham Destinations, and Marriott Vacation Club.
RCI Affiliated Brands
It’s worth noting that even though a brand is RCI affiliated, not every resort in the brand will be able to exchange through RCI. To avoid any confusion, call RCI to check the availability of your resort on the exchange network. RCI is the largest vacation exchange network in the world and has partnerships with the brands listed here:
- Hilton Grand Vacations
- Wyndham Destinations
- Welk Resorts
- Bluegreen Vacations
- Holiday Inn Club Vacations
If you don’t own a timeshare yet, get started by browsing our timeshares for sale, or check one out on the timeshare rental market.
We’ve only scratched the surface of the exchange opportunities you’ll find on RCI. Check out our full guide to RCI resorts!
How Much are RCI Exchange Fees?
How much are RCI exchange fees and membership rates? The number and cost of fees you pay with RCI depend on your membership package. RCI refers to its membership fees as Network dues. RCI reserves the right to change fees at any time at their own discretion. According to RCI, the fees below are the most current. Since owners use their timeshares year after year, RCI gives the option to purchase your membership for future years at a discount. By subscribing ahead of time, you won’t have to revisit your subscription year after year.
RCI Points Exchange Fees 2024-2025
If flexibility is important to you, RCI Points members have a bit more flexibility in their membership (compared to weeks members) for the simple fact that points can be divided among several one- to five-night stays as compared to weeks. For example, if you wanted to take a weekend getaway and then use your remaining days elsewhere a few months later, you hypothetically could.
Just as points-based timeshare values vary, so do timeshares on the RCI network. Your annual allotment of points depends on a number of factors. A few factors that affect the value of RCI’s network are: your resort’s popularity, the type and size of your unit, as well as the season you own in.
The following RCI fees for 2024 are effective starting December 1, 2023.
RCI Points Fee Chart (Annual)
| Year | Price |
| 1 Year | $134 |
| 2 Years | $249 |
| 3 Years | $348 |
| 4 Years | $442 |
| 5 Years | $539 |
| Reinstatement Fee | $300 |
Managing Your RCI Points Deposits
RCI has a few fees for points management. The great thing about points-based programs is that you can generally roll over points from previous years to the next year. Additionally, you can save points from this year for next year. Keep in mind that different rules and rates apply, so check with RCI and your developer to be sure. Oftentimes it’s best to get the information for your specific ownership since owner needs vary.
A Points Saving fee occurs when you want to save your points to use for the next year. A Points Extension fee applies when you want to roll over those points to the third year. The fee amount you pay depends on the number of points you wish to roll over.
If, while browsing the RCI network, you come across a resort you like, but don’t have enough points for, don’t fret! You have the option to rent more points upon checkout.
| Managing Your Points | Price |
| Points Saving Fee | $36 |
| Points Extension (Less than or equal to 30,000 points) | $109 |
| Points Extension (30,001 points or more) | $159 |
| Points Extension Fee (WVO Flat Rate) | $129 |
| Points Rental Fee (Per Point) | $0.03 |
| Points for Weeks Deposit Fee | $49 |
| Points Transfer Fee | $98 |
RCI Points Protection
RCI values its members, so they designed RCI Points Protection. This program guarantees members a 100% refund on points they spend that don’t get used. However, in order to qualify for the Points Protection guarantee, you must purchase it. The price of the program depends on the number of points you want to protect.*
| RCI Points Protection | Price |
| 1-2 nights | $69 |
| 3-4 nights | $79 |
| 5+ nights | $89 |
| RCI Points Protection | Price |
| 1-2 nights | $109 |
| 3-4 nights | $119 |
| 5+ nights | $129 |
RCI Weeks Exchange Fees 2022-2023
Owners can exchange their traditional week at their home resort for a week somewhere else with an RCI Weeks membership. Similar to points membership, RCI Weeks is also a subscription-based program where fees are due each year to continue the use of the service. Below are the current RCI membership rates for Weeks members. Don’t forget members have the option to buy a subscription up to five years in advance to save money in the future. There is a slight discount for purchasing ahead of time or bulking your subscription membership.
The Deposit Trading Power depends on a variety of factors, like your resort’s popularity, the size as well as the type of unit you own, or the season you own in. RCI assigns each timeshare week trading power at its discretion.
The following fees are effective starting December 1, 2023.
RCI Weeks Fee Chart (Annual)
| RCI Weeks Subscription Fees | Total Cost | Price Per Year | You Save Approx. |
| 1 Year | $109 | $109 | n/a |
| 2 Years | $199 | $99.50 | $19 |
| 3 Years | $279 | $93 | $48 |
| 5 Years | $439 | $87.50 | $106 |
| 10 Years | $768 | $76.80 | $322 |
| VRI (3 for 2) | $200 | ||
| Reinstatement Fee | $49 |
Managing Your RCI Weeks Deposits
Just like managing points deposits, there are fees assumed with managing your week’s deposits as well. The extension and deposit concepts are the same as the points, just at different price points.
| Managing Your RCI Weeks | Price |
| Deposit Extension – 1 Month | $49 |
| Deposit Extension – 3 Months | $99 |
| Deposit Extension – 6 Months | $139 |
| Deposit Extension – 12 Months | $159 |
| Combine Deposit Fee – 12 Month expiration | $169 |
| Combine Deposit Fee – 24 Month expiration | $249 |
| Deposit Transfer | $98 |
| Deposit Restore | $69 |
| Unit Upgrades and Changes | $49 |
What is RCI Trading Power Protection?
RCI Trading Power Protection (TPP) is a fee you can pay that locks in the value of your week upon booking. By having the TPP, RCI will not recalculate the week’s value. This comes in handy only when you exchange your week for another week and then cancel the trip or want to re-book it.
| Trading Power Protection (TPP) | Price |
| TPP Purchased 30 days or less from date of vacation confirmation AND 15 days or more before check-in date | $89 |
| TPP Purchased 31 days or more from date of vacation confirmation OR 14 days or less from check-in date | $129 |
RCI Weeks Online Self-Enrollment Fees
| RCI Weeks Online Enrollment Fees | Price |
| 1 Year | $159 |
| 2 Year | $239 |
| 3 Year | $309 |
| 5 Year | $459 |
RCI Weeks New Member Renewal Rates
For new members of RCI that are interested in renewing, you can do so at a discounted cost. RCI Weeks members can also upgrade their memberships up to ten years and save even more.
| Weeks New Member Renewal Rates | Price |
| 1 Year | $85 |
| 2 Years | $159 |
| 3 Years | $219 |
| 5 Years | $349 |
| 10 Years | $683 |
| Weeks Upgrade Renewal Rates | Price |
| 1 Year to 3 Years | $170 |
| 1 Year to 5 Years | $330 |
| 1 Year to 10 Years | $660 |
| 2 Years to 5 Years | $240 |
| 2 Years to 10 Years | $570 |
| 3 Years to 5 Years | $160 |
| 3 Years to 10 Years | $490 |
| 5 Years to 10 Years | $329 |
RCI Platinum Membership
An RCI Platinum membership allows owners access to great vacation perks, including exclusive sales and savings and priority booking. In addition to these benefits, you receive priority on select exchange vacations before they are made available to the entire network, and 24/7 Travel Assistance for problems big or small.
RCI Platinum Benefits
- 10% savings on Extra Vacations getaways and Last Call vacations, including those already on sale.
- 10% discount on the Combined Deposit Fee and increase your exchange options.
- 25% discount on Guest Certificates so you can share with family or friends and save!
- Free Ongoing Search, meaning RCI can help you find your ideal vacation and you won’t be charged the Exchange Fee until they find a match.
- Free On-Hold Vacations, so you can iron out those last-minute details without a fee for 24 hours.
RCI Platinum Points Membership Fees
| RCI Weeks Platinum Fees | Total Cost | Price Per Year | You Save Approx. |
| 1 Year | $89 | n/a | n/a |
| 2 Years | $155 | $77.50 | $23 |
| 3 Years | $221 | $73.67 | $46 |
| 4 Years | $279 | $69.75 | $77 |
| 5 Years | $322 | $64.40 | $123 |
RCI Exchange Fee: RCI Points Members and Weeks Members
The RCI Exchange fee is required in order to exchange your ownership on the network. In addition to your yearly membership, you must pay an exchange fee. The exchange fee now varies depending on if you have a points or weeks membership. Below is a chart with the most current fees.
RCI Exchange Fee Chart
| Points Members Exchange Fees | Total Cost |
| Home Week Reservation (7 nights) | No charge |
| Home Resort Reservation (7 nights) | $50 |
| RCI Points Reservation 14 nights + | $339 |
| RCI Points Reservation: 7-13 nights | $269 |
| RCI Points Reservation 6 nights | $259 |
| RCI Points Reservation 5 nights | $239 |
| RCI Points Reservation 4 nights | $199 |
| RCI Points Reservation 3 nights | $129 |
| RCI Points Reservation 2 nights | $79 |
| RCI Points Reservation 1 night | $59 |
| RCI Weeks Reservation (7 nights) | $299 |
| Weeks Members Exchange Fees | Total Cost |
| Exchange Fee – Call Center/RCI.com | $299 |
| Exchange Plus Tier 1 | $399 + 12 Trading Power |
| Exchange Plus Tier 2 | $599 + 12 Trading Power |
| Exchange Plus Tier 3 | $799 + 12 Trading Power |
| Exchange Plus Tier 4 | $999 + 12 Trading Power |
| Exchange Plus Tier 5 | $1299 + 12 Trading Power |
| Exchange Plus Tier 6 | $1599 + 12 Trading Power |
| Vacation Village Internal Exchange Fee | $149 |
RCI Gift Certificate Fee
For years you’re not using your timeshare, you can use Guest Certificates through RCI to gift it to a family or friend. By doing this, you can give the gift of travel to any resort in the RCI network. There is a Gift Certificate fee for transferring your membership for the year. This fee is applicable to both points and weeks members. The guest certificate allows a friend or family member the ability to check into your timeshare after you have booked your vacation through RCI. This is a great option if you’re looking for a gift for someone or if you aren’t going to be taking a vacation this year.
| Guest Certificate Type | Price |
| Guest Certificate | $109 |
| 5 Year Guest Pass | $189 |
What is RCI Last Call and Cruises?
Last Call Vacations are last-minute week-long getaways that are available to confirm within 45 days of check-in. Being a huge vacation exchange network, it’s no surprise RCI offers cruise options as well. You’ll find both listed here:
| Last Call and Cruise Rentals | Studio | (1BR) | (2BR) |
| Last Call – Call Center/RCI.com | $309 | $339 | $379 |
| RCI Cruise Cash Rental | n/a | n/a | Fees Vary |
How to Use RCI Points on Cruises
Through RCI Cruise Exchange, you can use both RCI points and Trading Power for discounted rates on select cruise lines. Save up to $1,200 on popular brands like Norwegian, Princess, Holland America, Oceana, Avalon, and Royal Caribbean, when you exchange 20,000 RCI points or 7 Trading Power Weeks.
Learn more about RCI Cruise Exchange at our blog!
Reactivation of Membership
The fee to reactivate your RCI membership is $49. In the event your membership is canceled, call RCI to discuss your options.
Have you used RCI before? Many owners agree that whether they exchange internally or externally, vacationing to new destinations with timeshare is one of their favorite benefits of owning.
RCI Gold Crown Resorts
One other benefit of membership to RCI is access to RCI’s Gold Crown Resorts. These resorts are affiliate resorts with the highest level of excellence in all aspects of the guest experience. From top-notch amenities to fantastic dining options, these resorts are the best of the best. Owning an RCI-affiliated timeshare not only gives you quantity but also quality. Some of the best Gold Crown Resorts include:
- Hilton Grand Vacations At McAlpin Ocean Plaza
- Holiday Inn Vacation Club At Orange Lake Resort
- Hotel Blake, A Bluegreen Resort
- Hilton Grand Vacations At Anderson Ocean Club
- Holiday Inn Club At Lake Geneva Resort
How to Become a Member of RCI
If you are interested in all of the perks and benefits of RCI, you must own a timeshare with an affiliated RCI resort. There are hundreds of Gold Crown resorts to choose from, and you can even save on the initial cost of your RCI timeshare when you purchase a timeshare resale. You can browse timeshares for sale on the Timeshares Only network from all different RCI-affiliated resorts and submit an offer online. Once you own, you can sign up for an RCI membership and start trading right away.
